Association between health insurance cost-sharing and choice of hospital tier for cardiovascular diseases in China: a prospective cohort study

Reimbursement Cost sharing Overcrowding Stroke
DOI: 10.1016/j.lanwpc.2024.101020 Publication Date: 2024-02-14T14:23:47Z
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ABSTRACT
BackgroundHospitals in China are classified into tiers (1, 2 or 3), with the largest (tier 3) having more equipment and specialist staff. Differential health insurance cost-sharing by hospital tier (lower deductibles higher reimbursement rates lower tiers) was introduced to reduce overcrowding hospitals, promote use of limit escalating healthcare costs. However, little is known about effects differential schemes on choice tiers.MethodsIn a 9-year follow-up prospective study 0.5 M adults from 10 areas China, we examined associations between for patients first hospitalisation stroke ischaemic heart disease (IHD) 2009–2017. Analyses were performed separately urban (stroke: n = 20,302; IHD: 19,283) rural 21,130; 17,890), using conditional logit models adjusting individual socioeconomic characteristics.FindingsAbout 64–68% IHD cases 27–29% chose 3 hospitals. In areas, each associated greater likelihood choosing their respective tiers. modest, suggesting contribution other factors. Higher status severity seeking care hospitals areas.InterpretationPatient treatment influenced but not areas. Further strategies required incentivise appropriate behaviour efficient use.FundingWellcome Trust, Medical Research Council, British Heart Foundation, Cancer UK, Kadoorie Charitable Ministry Science Technology, National Natural Foundation China.
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