Participation of Informal Sector Workers in Indonesia's National Health Insurance System

• DOI: 10.1355/ae33-3c
• Publication Date: 2019-08-29T12:37:55Z
• Authors: Teguh Fachrul Rezki; Wahyu Pramono; Chairina Hanum Si...; Usman .; Hamdan Bintara
• Keywords: Informal sector; National Health Insurance; Microinsurance

The implementation of Indonesia’s national health insurance programme in 2014 highlights the “missing middle” problem which non-poor workers informal sector remain uncovered from care due to self-enrolment. This study aims at examining why are reluctant join even though benefits very generous. Observing 400 households working and applying Triple Bounded Dichotomies Choice Contingent Valuation Method observe Willingness Pay, this found that 70 per cent respondents were willing pay a premium is lower than current rate. Yet, only 18.7 had registered for insurance. Our econometric estimations provide evidence availability hospitals, literacy, experiences being an inpatient or outpatient, number family members, sex head household, access Internet, household income highly correlated likelihood joining programme. In contrast other studies, we was not primary impediment. Rather, two main obstacles were: services; lack literacy. Hence, calls increased investment on healthcare facilitates as well campaigns educate public about importance