Abstract The paper aims to jointly combine three different categories of variables (financial ratios, corporate governance data and bank-firm information) predict SMEs’ default. To this end, a merged longitudinal predictive model was applied sample 973 Italian SMEs that are clients 36 co-operative banks. collected (for total 23 included in the model) relate years 2012–2014. main findings reveal high power leverage ratio, CEO tenure ownership concentration, number loans overdue for more than...

Purpose Nowadays, in this highly dynamic and complex context, companies have to act a socially responsible sustainable way survive, creating shared value. The purpose of paper is analyse, through descriptive statistics, the elements that Italian banks identify as strategic increasing their relational reputational capital being consonance with stakeholder’s expectations. Design/methodology/approach This investigates width (number intermediaries included materiality matrix non-financial...

This paper uses a probit model on unique dataset of 13,081 Italian firms and 111 co-operative banks involved in the lending process to provide empirical evidence suggesting that use violations credit lines long-term loan overruns predict one-year two-year probability default (PD). The analysis controls for balance sheet indicators time varying bank characteristics, captured by bank-time fixed effects. When combined with accounting data, credit-related obtained from private internal banking...

The current dynamics of business systems require new ways conceiving the role single entities. On this basis, a complex interactions between company and reference context must be activated to guarantee survival dynamics. From these considerations re-emerge ideas Peccei (2013) King that recognise in systemic thought foundations for sustainable society. present study derives from considerations, aims at contributing advancement knowledge necessary overcome challenges sustainability field....

The aim of this paper is to analyse marketing capabilities, through the dynamic capabilities framework, in order increase understanding how gradual global SMEs operating traditional sectors can improve their export performance.The work based on exploratory, descriptive, qualitative method a case study. An Italian SME has been selected basis its performance and activities. study conducted secondary data analysis semi-structured in-depth interview with CEO, highlighting relevance emerging...

<p>Innovative services offered by a medium-sized bank, deeply rooted in the territory, generate benefits for local start-ups and consequently context. The present work aims to verify such research hypothesis, focusing on analysis of economic-financial implications as well social ones generated projects whose initiatives have been considered deserving funding then admitted micro-credit disbursement Banca Popolare del Cassinate (BPC).</p><p>The methodology implemented has...

  The paper aims to investigate the topic of microcredit with regard creation start-ups, a view revisiting principles, contrasting informative asymmetries bank-company relationship. In this way, objective is propose integration existing literature, mainly resorting academic community and actors microcredit, through offer reviewing some principles contained within it, as well loan process start-ups. research approach based on multi-method for data collection (open interviews, direct...

This paper presents an analysis of the management control systems, introducing a useful instrument to summarise performance achieved from organisational network model, with view establishing competitive advantage and creation value on long-term. The research approach is based qualitative methodology. developed according study national international literature. contribution proposes theoretical proof support new for contractual networks: business scorecard. adopted development (business...

The research topic is the one of public finance company whose core business focused to support investment projects overcome enterprises technological and structural gap.The question is: If how a able create favor value creation processes sustainability for agro-food enterprises, highlighting positive emerging externalities different categories stakeholders.They have results with particular evidences allow comparisons between private investments institutional investors.In such perspective,...

<p>This paper aims to analyze the relationship between marketing innovation and performance of an enterprise, studying in particular banking sector. So after a brief review literature on services issue business innovation, through methodology single case (Yin, 1994; Dubois & Gadde, 2002), that is appropriate because complexity phenomenon, research analyzes how bank management—interpreted as tendency integrate strategies tools “marketing” have long been preserve industrial...

Purpose The purpose of this paper is to analyse the quality banking services provided in support small- and medium-sized enterprises' (SMEs) internationalization from customers' perspective. Design/methodology/approach Customer satisfaction 50 Italian SMEs with for international activities has been evaluated by adopting Kano model's continuous discrete analyses. Findings Results show which business are necessary satisfy expectations, customers like having dislike not unexpected creating a...

Purpose of the paper: Because 2007 financial crisis, necessity for banks to (re)build a strong dialogue with customers and improve their satisfaction has been particularly felt. Marketing scholars respond this challenge by encouraging value co-creation initiatives. The aim paper is analyse role Internet banking in stimulating processes consequent effects on customer satisfaction. Methodology: Based review literature banking, co-creation, sector, links between these variables are...

Obiettivo del paper . L’obiettivo presente contributo e quello di verificare la valenza strategica contratto rete a livello territoriale, al fine individuare un nuovo modello business per le imprese contemporanee. Metodologia Il metodo ricerca deduttivo-induttivo, con multi-method approach raccolta dei dati avvenuta attraverso interviste semi-strutturate, open source, articoli scientifici, libri banche settore. Risultati La rappresenta prima fase uno studio da estendere regionale nazionale....

In the current competitive scenario, services now pervade all business activities, involving every production system and organization. The emerging importance of their decisive role, compared to goods, in transaction global economy encourages scholars, professionals experts engage research models, paradigms theories better describe new processes value creation. This paper aims analyze applicability theoretical Service-Dominant Logic model field local banking services, therefore, interpret...

Il lavoro analizza l’evoluzione nella gestione della conoscenza al fine di individuare modelli e prospettive utili a consentire un miglioramento dell’efficienza nei processi management. contributo offerto dalla letteratura analizzato in considerazione delle logiche individuate dagli studi sulle Reti Sociali rilette alla luce del interpretavo dall’Approccio Sistemico Vitale ( A S V ) quale modello capace evidenziare variabili coinvolti nell’interazione tra le varieta informative diversi...