Raj Kumar

ORCID: 0000-0003-0268-3215
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About
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Research Areas
  • Banking stability, regulation, efficiency
  • European and International Contract Law
  • Natural Resources and Economic Development
  • COVID-19 Pandemic Impacts
  • Microfinance and Financial Inclusion
  • Conflict of Laws and Jurisdiction
  • Demographic Trends and Gender Preferences
  • Financial Markets and Investment Strategies
  • Bangladesh Politics, Society, and Development
  • Sex work and related issues
  • Ethics and Legal Issues in Pediatric Healthcare
  • Border Security and International Relations
  • FinTech, Crowdfunding, Digital Finance
  • Legal Education and Practice Innovations
  • Poverty, Education, and Child Welfare
  • Crime, Illicit Activities, and Governance
  • Insurance and Financial Risk Management
  • Public-Private Partnership Projects
  • Indian Economic and Social Development
  • Global Financial Crisis and Policies
  • Medical Malpractice and Liability Issues
  • COVID-19 and healthcare impacts
  • Industrial Gas Emission Control
  • Working Capital and Financial Performance
  • Stock Market Forecasting Methods

Central University of Punjab
2012-2024

Baba Mastnath University
2021

Maulana Azad Medical College
2021

University of Central Punjab
2012-2021

Banaras Hindu University
2009-2017

IMS Unison University
2017

Sai Nath University
2012-2016

Tumkur University
2016

Commonwealth Secretariat
1983-1991

University of Guyana
1983

Financial technology (fintech) has significantly altered the financial services landscape by introducing groundbreaking innovations in areas such as blockchain, artificial intelligence, and digital payments. This paper examines evolution of fintech, its transformative role increasing inclusion, challenges it faces, regulatory cybersecurity concerns. It concludes with insights into future fintech potential to redefine global system.

10.52783/jier.v5i1.2092 article EN Journal of Informatics Education and Research 2025-01-30

One of the biggest challenges our country is women empowerment which can only be attained by making educated, finance liberated and independent.Financial literacy understood as ability to know how money works in a normal course action.Specifically it refers set skills knowledge that allows an individual make informed effective decisions with all their financial resources.In India, virtually are main spender family whereas men principal earner family.Although women's access services has...

10.13189/ujaf.2017.050202 article EN Universal Journal of Accounting and Finance 2017-06-01

10.18843/ijms/v5i2(2)/10 article EN International Journal of Management Studies 2018-03-29

A vast majority of social networking sites seem to have inculcated prejudice against users' privacy, whether it's in the form unreasonable default settings, insufficient privacy controls, data retention, third party abuse, or a unilateral right amend policies. Their attempt is probably acquire large and irrevocable ownership over user's information equivalent for vested company interests like advertising. The chance aggregation further poses many real threats users. In contrast, corporations...

10.2139/ssrn.3850579 article EN SSRN Electronic Journal 2021-01-01

Commercialized sport was one of the growth points economy at phase industrial revolution in late Victorian era. A substantial rise working-class spending power, growing urbanization, and a concentration free time into Saturday afternoons all encouraged marketing spectator sports, response throughout Britain promoters club executives enclosed grounds, erected stadia charged gate money. It way for keeping away from monotonous life. Sports came to be developed western world following...

10.2139/ssrn.2889622 article EN SSRN Electronic Journal 2016-01-01

The debt market is one of the most critical components financial system any economy and acts as a leverage tool in system. comprises two segments: government securities corporate market. Indian dominated by compared to securities. bonds very underdeveloped illiquid comparison with Government mostly depends on highly safe AAA rated for both issuance trading. This paper presents an overview India. It concluded that has shown growth trend primary secondary well. There are lot challenges...

10.2139/ssrn.2258350 article EN SSRN Electronic Journal 2012-01-01

10.1016/0301-4207(91)90037-v article EN Resources Policy 1991-06-01

The COVID-19 outbreak has punctured every part of a person's life, along with how people perform, enjoy, study, work out, and interact one another. debunking industry tried to lessen the enormous spread false information in modern society due growth social media. Current research investigates debunked fallacious content relating India, intending understand key themes trends fabricated for health literacy. study is exploratory uses supervised machine learning purpose classification. thematic...

10.1051/e3sconf/202449103009 article EN cc-by E3S Web of Conferences 2024-01-01

Crime is not an offence against individual only but the society as a whole. In present social context, children are more vulnerable to crime and it’s mandatory that State should protect life liberty of its citizen especially marginalized weaker sections. But proved ineffectiveness on part curb violence erodes confidence in rule law. The neglect indifference toward them during investigation subsequent prosecution help offenders bypass penal provisions increasing rate acquittal offences shows...

10.2139/ssrn.2573048 article EN SSRN Electronic Journal 2015-01-01

This paper deals with knowledge of contraception, ever use current purpose for using reason not future users contraception and currently by background characteristics from the selected respondents. The respondents were 121 married women Birgunj municipality. analysis reveals that 94.21 percent rest them did continue it.Academic Voices Vol.5 2015: 28-33

10.3126/av.v5i0.15848 article EN Academic Voices A Multidisciplinary Journal 2016-09-30

World Bank studies predict little or no change in mineral demand the 1990s, and also an extended period, real terms, of low prices. In such a climate fiscal strategy government needs to be one which emphasizes revenue sources are independent 1970s, rising prices made regimes capture economic rents attractive. royalties other duties dependent on level production would take advantage any short boom seem best regime for follow.

10.1111/j.1477-8947.1989.tb00350.x article EN Natural Resources Forum 1989-11-01
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