Education is of inestimable importance for a person. The process education implies the acquisition knowledge and skills habits developing abilities, forming view world, as well nurturing work on self-learning. However, there are also students with special educational needs who need to be included in process. Inclusion new model organized teaching learning that not only inclusion children disabilities regular system, but child social life community at all levels. Within inclusive teaching,...

Internal audit is one of the key mechanisms good governance, which contributes to increased accountability, with auditors serving as specific guardians lawful and proper functioning an organization. The goal establishing internal improve efficiency effectiveness organization's operations. This paper presents research findings on most common irregularities in work within public sector. aims identify frequent types highlight importance administration factors accountability organizational functioning.

The consequences of traffic accidents and the scope protection victims through insurance were continuously followed at EU level in order to harmonize national legislations providing same minimum within all Member States. European Union still tends resolving outstanding issues field compulsory civil liability motorists harmonization regulations different countries consists of. directives contributed approximation Europe. States including those which are not agreed their with directives....

Today, in almost all countries that insurance companies normally be swayed by the state once complete mind control, which operates from their inception to liquidation, and form a permanent administrative control. The need bring order our country over has long been felt, however, Law on Insurance of Property Persons 1996, this process largely started. Later, modeled solutions legislation developed contained European Union, Act 2004, supervision business Republic Serbia entrusted National Bank...

This paper will show modern banking products which, by all pa­rameters, eventually lead to the total transformation of op­erations into electronic form, whether desired or not – it’s only a matter time. A SWOT analysis current state market and where it is heading. The expansion in has already begun, no one can predict extent which contin­ue. We wait see how much traditional manage cope with pressures brought introduction innovations their communication system.

Accelerating the dynamics of everyday life and business, lead to a sudden increase in traffic accidents with an element foreign countries need create specific rules for such situations. For this reason, national legislation most European obligatory insurance extends vehicles registration, order make protection damaged persons as complete possible. Many laws provide damages injured parties, regardless whether they are by vehicle domestic or registration.

Stari bankarski proizvod dobija poslednjih godina na značaju, preuzima prevlast u odnosu ostale ponude. Na primeru tri banke će biti prikazana njihova ponuda za dozvoljeno prekoračenje fizička lica i osnovu toga se videti koja je banka izašla sa najpovoljnijom ponudom tog proizvoda. Zašto su dozvolile računa, svesno ili ne nam nameću nešto što samo njima odgovara? Kako izvući iz toga, kako preživeti bez tih pogodnosti, koje sve pogodnosti?! Ulazak nedozvoljeno jedna od najvećih kazni kojom...

As a result of the difficulties caused by Covid-19 all over world, there is an expansion contactless and online payment. People are turning more toward E-commerce, if this not possible, they tend to choose payment, in order comply with current health safety regulations. This paper about variety offers for payment Serbia, which expanding daily. Cash used less being consequence mass usage internet cards offered banks operating our country, as well Apple pay, one most advanced secure ways world.

The introduction of information systems in the economy is a big step forward for all actors process. At very beginning, there was certain degree mistrust participants themselves with Internet into business, but current progress noticeable its greater perspective future. Buying goods and services online has become need large number citizens. Citizens have adapted over years gradually accepted advantages shopping, now it’s just question how far these measures will go. More more are available...

At the level of local self-governments, needs and problems national minorities in effort to exercise their rights integrate can be best identified. Local public policies should strive improve existing normative framework, cooperate with nongovernmental sector and, including media, constantly work raise awareness build an atmosphere that will encourage seize opportunities, internationally nationally recognized, view preserving identity. environments characterized by a culture tolerance,...