Abstract Declining survey response rates have driven many researchers to seek out cost‐effective methods of increasing participation, such as conducting surveys online, paying incentives, and using social media engage hard‐to‐reach populations. Malicious actors can exploit the monetary incentives anonymity online surveys, threatening integrity data. We share two recent experiences that were inundated with fraudulent responses. Our objective is increase awareness this emerging issue offer...

We investigate the effect of group characteristics and educational interventions on young respondents' objective financial knowledge level. examine six questions about personal finance covariates selected from 2015 National Financial Capability Study. Because these include “Don't Know” or “Refuse” (DK/RF) responses, a simple regression model could cause researchers to reach misleading conclusions if DK/RF responses are not random. Thus, we suggest binomial‐latent evaluate differences that...

The financial burden of student loans on individuals in the Millennial generation is a serious issue. We investigated effect this has not only current homeownership but also expectations and timing for future homeownership. data came from 2016 UF/VT Housing Student Debt Survey 1,327 young adults aged 19 to 35. used logistic regression model determine differences two‐stage Cragg examine expectation found that while negatively affected Millennials’ ownership rates, Millennials still wanted be...

The purpose of this study was to introduce a relatively new methodology combining experimental design and survey data in the context personal financial decision making. NC 2172 research team collected online while manipulating framing effects, aspirations, gender on hypothetical student loan decisions. paper describes development conditions, demonstrates effectiveness manipulations, explains importance structure random assignment respondents across conditions. It seeks guide future attempts...

This study examines food insecurity among children of participants in a federally funded savings program the United States, Individual Development Account ( IDA ) program. We measure child families by using eight questions Current Population Survey's Food Security Supplement. About 39.4% report insecurity. No differences children's hardship between current and past were identified. Examining predictors, propensity to plan for money tend be associated with higher odds By contrast, frugal...

Based on our analyses of Survey Consumer Finances datasets, the proportion households owning a life insurance policy decreased from 72% in 1992 to 60% 2016. We estimated logistic regressions likelihood ownership any, term, and cash value insurance. conclude that changes household characteristics accounted for decrease term ownership, but not decreases any ownership. also found positive association between use financial planner discuss implications planning.

Life cycle theory is applied to determine which households are more likely have negative net worth. Negative worth household characteristics examined using data from the 1992, 1995, 1998, 2001, 2004, and 2007 Survey of Consumer Finances. Logit Analysis showed in survey years 1995 2001 less compared most recent while young, educated also

This document is FCS7231, part of the YOU and YOUR CREDIT series by Michael S. Gutter, Joan P. Elmore, Travis Mountain. Published UF Department Family Youth Community Sciences, September 2008. FCS7231/FY1066: CREDIT: Managing Your Credit (ufl.edu)

As principal farm operators age, retirement and succession planning has become increasingly important to the U.S. agriculture industry. This study examined differences in determinants of preparation between nonfarm households using Survey Consumer Finances. Factors such as risk preferences, financial capability, human capital, other demographic characteristics farmers that may play a role their decision plan for were examined. Retirement was investigated by running three separate sets...

Despite the guidelines for proper usage of cervical cancer screening, majority young women misuse screening methods, which can harm their health.To avoid misuse, there is a need empirical evidence to explore effective interventions.Hence, this study investigated effect three health-related intervention and cognitive constructs: doctor's recommendation, knowledge human papillomavirus (HPV), HPV vaccination, on screenings: too-early unnecessary tests, annual Papanicolaou (Pap) tests among...

This is part of the Spanish-language version You and Your Credit series. Written by Joan P. Elmore, Michael S. Gutter, Travis Mountain, published UF Department Family, Youth Community Sciences, February 2012.

This is part of the Spanish-language version You and Your Credit series. Written by Joan P. Elmore, Michael S. Gutter, Travis Mountain, published UF Department Family, Youth Community Sciences, February 2012.

This is part of the Spanish-language version You and Your Credit series. Written by Joan P. Elmore, Michael S. Gutter, Travis Mountain, published UF Department Family, Youth Community Sciences, February 2012.