Coverage of health insurance among the near-poor in rural Vietnam and associated factors

Adult Male Rural Population Health Knowledge, Attitudes, Practice Insurance, Health Health Status 1. No poverty Middle Aged Insurance Coverage 3. Good health 03 medical and health sciences Cross-Sectional Studies Logistic Models 0302 clinical medicine Social Class Vietnam Surveys and Questionnaires Humans Female Aged
DOI: 10.1007/s00038-016-0911-z Publication Date: 2016-10-28T01:26:39Z
ABSTRACT
The Vietnamese government is committed to universal health care largely through social health insurance. The near-poor population is entitled to subsidized but not free insurance under this scheme, but remains under-represented compared to other groups. The aims of this research were to estimate the health insurance coverage of the near-poor in rural Vietnam and identify the individual and household factors associated with health insurance status.Rates of health insurance coverage were estimated from district-level administrative data. A cross-sectional survey was conducted in a representative sample of 2000 near-poor in Cao Lanh district, Dong Thap province, Vietnam. Face-to-face interviews were conducted with a standardized questionnaire. Multiple logistic regression was applied to identify the factors associated with insurance status.The insurance coverage of the near-poor in the selected communities was 20.3%. Enrollment in the health insurance scheme was significantly associated with poor health status (OR = 4.8, 95% CI = 2.4-9.8), good knowledge of health insurance (OR = 4.6, 95% CI = 3.4-6.2), interest in health insurance (OR = 30.1, 95% CI = 11.6-78.0), and the perceived cost of the insurance premium (OR = 2.4, 95% CI = 1.7-3.6).The cost of insurance premiums is a barrier to enrollment. Information, education and communication campaigns together with modified insurance scheme for the near-poor are necessary to enhance insurance coverage in Vietnam.
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