Data Analysis of Personalized Investment Decision Making Using Robo-Advisers

• DOI: 10.15407/scin16.02.087
• Publication Date: 2020-04-29T12:46:07Z
• Authors: V.M. Kobets; V.O. Yatsenko; ; A.Yu. Mazur; ; M.I. Zubrii
• Keywords: Investment; Consumption; Income statement

Introduction.Nowadays, the problem of optimal balance between consumption and savings, transformed into investments is solved by using automated systems for making investment decisions, such as roboadvice ser vices which have mathematical algorithm based on main principles consumptionsavings theories.Problem Statement.The task assignment developed IT service to maintain a constant level client's during lifelong period through analysis how much he/she has consume save each year.Results savings proposals can be modified if initial financial data changes.Purpose.To develop plan investors' profiles taking account their risk preferences roboadviser service.Materials Methods.SWOTanalysis (RA) services comparative characteristics roboadvisers explain advantage RA services.Microservice calculating stable consumption, finance con sulting model roboadvisor ensure client are following technologies: Python 3.6, Django 2.0, Rest framework, AngularJs, HTML5, CSS 3, Bootstrap.Results.We considered consumptionsaving ratio in economics, emerging trends decisions.A longrun was support decision described microservice roboadvisor.Conclusions.The development intended primarily private persons (investors) who invest long term instruments order provide them with permanent passive income chosen sa vings moment retirement. K e y w o r d s : roboadvisor, analysis, life making, annuity.the investments, one most important issues all levels economic system.this explained fact that equivalence consumer flows provides internal external equilibrium and, therefore, balanced growth increase social welfare.as result, scholarly