Aktuelle Diskussionen zum Ausbau kapitalgedeckter Altersvorsorge als Ergänzung des Rentensystems

• DOI: 10.2478/wd-2024-0028
• Publication Date: 2024-02-22T16:52:54Z
• Authors: Marlene Haupt
• Keywords: Skepticism; Basic income; Pension System

Abstract Germany faces complex challenges in ensuring adequate pensions and the financial sustainability of its pension system amid demographic aging, necessitating comprehensive reforms. The Focus Group on Private Pensions has proposed measures to reform private Riester scheme, advocating, for example, enhancement simplicity, transparency flexibility. Additionally, it debated introduction a state-mandated fund. German Council Economic Experts also fund with automatic enrollment an opt-out option. However, proposal skepticism is widely debated. Despite this, discussion remains relevant, political party initiatives even considering mandatory funded pensions.