Entrepreneurial Attitudes in Firms’ Credit Access

• DOI: 10.5709/ce.1897-9254.516
• Publication Date: 2023-12-30T09:45:42Z
• Authors: Mehmet Civelek; Andrea Folvarčná; Ivan Brezina; Zuzana Veselá; Zdeněk Mikoláš
• Keywords: Sample (material); Affect; Access to Finance

Although enterprises make significant contributions to the GDP of countries, bank credit access is one biggest obstacles for them survive. However, businesses can signal their entrepreneurial behaviors that are included in Theory Planned Behavior (TPB) reduce banks’ concerns about default. firms have various attitudes depending on international activities increase innovativeness, and financial performance enabling access. Thus, impact TPB differ firms’ internationalization status this main study examine. For purpose, paper analyzes 1175 from countries. The researchers apply a purposive sampling method create research sample direct an internet-mediated questionnaire selected respondents. Binary Logistic Regression analyses been performed by investigate results show components TPB, personal attitude, behavioral control, subjective norms different impacts domestic companies. Personal attitude negatively affect firms, respectively while they do not determine respectively. Moreover, control positively affects reason these might be related firm-level country-level characteristics. Relationship lending educational support academicians policymakers provide solutions problems firms.