A5047965064- Financial Literacy, Pension, Retirement Analysis
- Decision-Making and Behavioral Economics
- Housing Market and Economics
- Psychological Well-being and Life Satisfaction
- Psychological and Temporal Perspectives Research
- Behavioral Health and Interventions
- Gambling Behavior and Treatments
Leiden University
2022
• Psychological Inventory of Financial Scarcity (PIFS) is a reliable and valid measure experienced financial scarcity. The PIFS captures appraisals insufficient resources lack control over one's situation. responses in terms rumination worry, short-term focus. Scores on the explains variance psychological well-being above personality traits demographic variables (including income). mediates relationship between problems well-being. In nine studies (total N = 12,249), we evaluated...
Rising student debt, overborrowing among Dutch students, and the complexity of students' loan decisions signal need for interventions that evoke more thoughtful students. In a large field experiment (N= 48,700) we addressed this by testing encourage them to recalibrate their monthly amount. We compared control condition four interventions, in which provided students with different kinds personalised information about future costs how easily height can be adjusted. Although all increased...