A5022168298- Banking stability, regulation, efficiency
- Microfinance and Financial Inclusion
- FinTech, Crowdfunding, Digital Finance
- Housing Market and Economics
- International Business and FDI
- Fiscal Policy and Economic Growth
- Global trade and economics
- Taxation and Compliance Studies
- Regional Economic and Spatial Analysis
- Urban and spatial planning
- Distributed and Parallel Computing Systems
- Energy, Environment, Economic Growth
- Island Studies and Pacific Affairs
- Cultural Heritage Management and Preservation
- Credit Risk and Financial Regulations
- Public-Private Partnership Projects
- Advanced Computational Techniques and Applications
- Power Systems and Technologies
- Private Equity and Venture Capital
- Firm Innovation and Growth
- Corporate Finance and Governance
- Local Government Finance and Decentralization
- Web Data Mining and Analysis
- Public Administration, ICT, and Policy Development
- COVID-19 Pandemic Impacts
Xi'an Jiaotong University
2016-2024
Yunnan University
2014-2015
Beijing Institute of Technology
2015
Hunan University of Finance and Economics
2014
Beijing Wuzi University
2014
Internet finance has grown rapidly in China over the past years. Through introducing internet finance's "reducing management cost" and "raising capital effects into bank risk-taking model, this paper systematically investigates dynamic heterogeneous influence of on commercial banks' risk-taking. Using index based "text mining" data 36 banks from 2003 to 2013, we makes an SYS-GMM test. The results show, firstly, impact is a "U" trend. initial development can help reduce cost risk-taking, but...
We examine the impact of digital infrastructure on firm resilience. Analyzing panel data from listed companies across 306 Chinese cities 2017 to 2021, we find that firms located in with better experience less severe declines employment and profits during COVID-19 pandemic. Our results further show bolsters resilience by alleviating financing constraints fostering business innovation. The effect is particularly strong non-state-owned, small-scale, low-cash-reserve, labor-intensive firms.
We examine the impact of FinTech adoption on bank risk-taking. Applying instrumental variable panel quantile regression (IV-QRPD) approach to data 160 Chinese commercial banks over period 2011–2020, we provide fresh evidence quantile-varying relation between and show that increases risk-taking in low middle quantiles but reduces high quantiles. further find this works through efficiency-enhancing, gamble for resurrection, credit expansion channels.
Using data from 133 Chinese commercial banks 2003 to 2015, we examine the links among Internet finance, net interest margin and noninterest activities. Four main findings emerge. First, exerts significantly negative impacts on activities through incentive distortion, cross-subsidization resource restriction effects. The distortion effect plays a stronger role, while effects play weaker roles. Second, finance promotes development of activities, meaning that technology spillover is than...
Abstract Using province‐level data in China for the period of 1999–2015, we examine mechanisms through which sectoral differences leverage ratio and productivity affect macro ratios. The state‐owned sector undertakes a large number public services plays an irreplaceable role solving market failures providing goods. However, case information asymmetry incentive incompatibility, these policy burdens optimization improvement sector. From perspective differences, therefore decompose change into...