This study estimates fintech-driven financial inclusion in developing economies across three dimensions: availability, penetration, and usage. To create a new composite fintech index (FI) to measure inclusion, we include indicators for mobile money internet usage, elements often overlooked prior research. Our dataset, balanced panel from 2011–2021, is gathered 40 countries. overcome criticism related the arbitrary selection of weights nonparametric methods, utilize two-stage Principal...

E-banking has become one of the most popular methods banking that experienced a considerable expansion during last few years. However, there is relative dearth empirical studies examining impact e-banking on performance banks. Though gaining acceptance in Bangladesh, bank’s yet to be established. This paper fills this gap. Using panel data 13 banks over period 2003–2013, study empirically investigated Bangladeshi measured terms Return Equity, Assets and Net Interest Margin. Results from...

The capital structure decision plays an important role in the performance of a firm. Therefore, there have been many studies inspecting rapport with firms, although findings these are inconclusive. In addition, is relative deficiency empirical examining link between and banks Bangladesh. This study attempts to fill this gap. Using panel data 22 for period 2005–2014, empirically examined impacts on Bangladeshi assessed by return equity, assets earnings per share. results pooled ordinary least...

In recent times, financial inclusion and stability issue have become a priority on policy agendas across the world. However, there is relative dearth of empirical studies addressing establishing link between same. This study fills this gap. Using panel data 2001-2013, empirically investigated whether contributes to country's stability, measured by Z-score. Robust results from GMM dynamic estimator show that variables as number SME borrowers total ratio outstanding loans significant positive...

Financial inclusion empowers individuals and families, especially women the poor, well-functioning financial systems enrich whole countries. While a plethora of literature exists in connection between empowerment most those are cross country studies findings mixed. And there is relative dearth examining nexus developing economy, particularly Bangladesh. This study attempted to fill this gap. In order achieve objective, survey, by means structured questionnaire, has been conducted on 500...

Countries around the world are announcing stimulus packages in response to COVID 19 pandemic. This research attempts measure extent and progress of by proposing a multidimensional index that standardizes governments' economic responses allows us examine differences policies from country country. We apply Euclidean distance formula develop new then identify determinants stimulation COVID-19 through beta-regression. The results show Chile, Switzerland, Croatia, Sweden Netherlands responded...

This research examined the impact of Covid-19 pandemic on financial stress households and strategies adopted by low-income to deal with such stress. A survey 577 respondents was carried out using a simple random sampling technique acquire data. Binary logit model probit were applied achieve objectives. Findings demonstrate that during people had escalated respondents' age, income volatility, family efficiency, medication cost, creditors’ pressure all have substantial influences gender based...

Capital structure decision plays an imperative role in firm’s performance. Recognizing the importance, there has been many studies inspected rapport of capital with performance firms and findings those are inconclusive. In addition, is relative deficiency empirical examining link banks Bangladesh. This paper attempted to fill this gap. Using panel data 22 for period 2005-2014, study empirically examined impacts on Bangladeshi assessed by return equity, assets earnings per share....

This study endeavors to explore whether financial permeation stimulates economic growth in Asian region. To answer this, we collect data of 24 economies for the duration 2004 2016 and apply panel unit root, Granger causality, regression techniques. The results controlled country time effects reveal that various indicators have substantial positive impact on economies. Based findings find as well openness has mutual causalities with growth. Therefore, it seems rational conclude We also a...

Despite the present focus of policies devoted to promote financial inclusion in Bangladesh, issue its comprehensive and robust measurement, which can be used assess extent across country is outstanding. This study attempted fill this gap first, by proposing a multi-dimensional index then identifying determinants inclusion. Following similar methodology construct Human Development Index (HDI), data on several dimensions were develop an lying between 0 1. The Euclidean distance formula was...

A stable and healthy insurance industry plays a vital role in sustaining an economy resistant to economic shocks by providing efficient risk-transition mechanism. There is relative scarcity of research inspecting the impact insurers’ financial insolvency on profitability firms. Employing 2011–2019 panel data 16 non-life companies operating Bangladesh, this endeavors examine impacts measured return ratios, assets (ROA), equity (ROE). Fixed-effect regression outcome implies that has...

Blockchain technology, a distributed and decentralized ledger, has gained significant prominence in the sphere of information technology for introducing new innovations international trade. It ensures safety can reduce trade costs by removing middleman from process. Studies examining effects blockchain on are scarce. This research aims to fill this gap. By using time series world data period 2009–2018, study empirically examines link between uses cointegration test generalized linear model...

Purpose The main purpose of this research is to examine the influence macroeconomic stability on economic growth SAARC (South Asian Association for Regional Cooperation) countries. Design/methodology/approach Using panel data 1991–2020, fixed effect regression analysis, pooled ordinary least squares and generalized method moments techniques have been conducted demonstrate whether contributes growth. Moreover, cross-sectional dependency test, unit root correlation analysis granger causality...

The paper utilizes random survey data of rural households to analyze the determinants credit access in China and measure impact borrowing behavior on households' welfare. results show that characteristic, property level, social relation, trading cost financial information affect both probability amount access. Income, occupation, less distance market centers, popularized level knowledge degree understanding polices finance institutions are found positively. And age head household is have an...

This study empirically inspects the question of whether financial permeation promotes economic growth. The fixed effects regression technique is employed to examine on empirical analysis conducted with annual data from 2004 2016 four proxies for permeation. Empirical results show that all have significant positive impacts growth, measured by GDP per capita, SAARC countries. We also observed global crisis has negative findings this imply governments countries should undertake more policies...

The issue of political stability and the shadow economy is most vital concern for sustainable development. However, relationship between them yet to be explored. Particularly, in context Bay Bengal Initiative Multi-Sectoral Technical Economic Cooperation Countries (BIMSTEC) countries, there are no studies that have examined influence on economy. This study fills these gaps. Using panel data from 1998 2015, this empirically investigated whether how affects Findings indicate has significant...

The performance of family-owned firms has been driven by factors relating to family ownership, leadership, and external supervision. In this paper, we offer an empirical study investigating the effects those corporate governance concerns. To serve purpose, conducted a survey on 121 Chinese over period 2012-2014. Using pooled ordinary least square technique find that leadership supervision significantly influence firms' Return Assets (ROA) Equity (ROE) whereas ownership influences ROA, but...

Credit cards begin to use in financial markets and play important role businesses which make the process of payment easier. Nowadays, there are increasing value volume consumers who spend their money via using credit card. Despite this, is relative dearth studies examining factors influencing consumer's decision making selecting cards. Therefore, this research examines behaviour, demographic characteristics attitude consumer To serve study purpose, a structured questionnaire was distributed...

Assessing Smallholder Farming and Poverty in Post-Conflict-Sierra Leone Md. Nur Alam Siddik, Sajal Kabiraj, Joghee Shanmugan, Sesay Kahota Abstract Achieving food security the world continues to be a challenge. Food insecurity Africa remains persistent daunting challenge which 230 million Africans constituting 20 percent of continent’s population are classified as hungry. The challenges will intensify coming decades, Africa’s population, currently growing at 2.5 annually, is set double two...

This research explores factors associated with the use of Uber application, a successful sharing economy innovation, in South Africa. The exploratory adapted technology acceptance model two other factors, perceived risks and company characteristics on behavioural intention to utilize Uber. Using survey data 396 respondents, this empirically finds that ease use, characteristics, attitude, usefulness, level education have significant positive impacts applications. Meanwhile, gender age groups...

Despite the present focus of policies devoted to promote financial inclusion in Bangladesh, issue its comprehensive and robust measurement, which can be used assess extent across country is outstanding. This study attempted fill this gap first, by proposing a multi-dimensional index then identifying determinants inclusion. Following similar methodology construct Human Development Index (HDI), data on several dimensions were develop an lying between 0 1. The Euclidean distance formula was...