Abstract The global commitment to advancing financial inclusion (FI) relies on technology connect underserved communities with the formal sector. Existing traditional technologies have made some progress, but they often fail adapt unique needs of these populations. Although artificial intelligence (AI) offers new possibilities meet limitations, its rapid advancement has outpaced development integrative studies, leaving potential impact access by largely unexplored. research provides...

Many nations have adopted comprehensive data privacy laws to protect customers' data. However, policies of mobile wallet digital payment systems (DPS), and particularly the remittance services that are part DPS, often not compliant with laws. There is a lack measures assess how adequate in addressing issues. To address this problem, article develops compliance index help DPS organizations their general protection regulation (GDPR). The created through natural language process includes term...

Financial privacy is an important part of individual's privacy, but efforts to enhance financial have often not been given enough prominence by some countries when advancing inclusion. This impedes under-served communities from utilizing services. article adopts a design science approach create INclusive Privacy IndEx (INF-PIE) the two perspectives and digital inclusion help ensure services for wide range populations. first examines policies Mobile Wallet Remittance (MWR) apps (a solution),...

In today's rapidly evolving business landscape, the strategic execution of projects has become a pivotal element for organizations striving to maintain competitive edge. This raises critical question: how do execute these strategies and ensure that their plans action help them achieve goals objectives in this ever-changing environment? Well, they so by successfully managing projects. Traditional project management methods often stumble when confronted with modern organizational complexities,...

Deciding the right ways of investing money is complicated with trade-offs risks and returns. High Yield Investment Programs (HYIPs) have extremely high promised return rates, sometimes more than 100% daily, that can attract many investors. As a result, in most cryptocurrencies like bitcoins, HYIPs, their websites booming. Prior researchers already classified HYIPs as scams. However, some still last for years or constantly pay investors promised. Therefore, we propose trustworthiness HYIP...

Individuals are easily exposed to fake news on social media, which could lead devastating consequences. With its unique transparency and reliability features, such as smart contracts, securely stored hashtags, reputation systems, blockchain technology is a promising solution combat news. Although few studies have examined this novel application of blockchain, none them empirically systematically tested the applicability framework in real-life contexts acceptance related users. This paper...

The devastation caused by the COVID-19 pandemic has exposed years of cyclic inequalities faced disadvantaged and minority communities.Unequal access to healthcare a lack financial resources further exacerbates their suffering, especially during pandemic.In such critical conditions, information technology-based services can be an efficient way increasing for these communities.In this paper, we put forward decision model guiding distribution IT-based racial minorities.We augment Health Belief...