A5075345851- Financial Literacy, Pension, Retirement Analysis
- Homelessness and Social Issues
- Global Health Care Issues
- Gender, Labor, and Family Dynamics
- Food Security and Health in Diverse Populations
- Housing Market and Economics
- Housing, Finance, and Neoliberalism
- Employment and Welfare Studies
- Health disparities and outcomes
- Corporate Finance and Governance
- Microfinance and Financial Inclusion
- Psychological Well-being and Life Satisfaction
- Banking stability, regulation, efficiency
- Urban, Neighborhood, and Segregation Studies
- Fiscal Policy and Economic Growth
- Retirement, Disability, and Employment
- Insurance, Mortality, Demography, Risk Management
- Intergenerational and Educational Inequality Studies
- Healthcare Policy and Management
- Family Business Performance and Succession
- Adolescent and Pediatric Healthcare
- Substance Abuse Treatment and Outcomes
- Suicide and Self-Harm Studies
- Social Work Education and Practice
- ICT Impact and Policies
The Ohio State University
2015-2025
Nationwide Children's Hospital
2021
University of Missouri
2009-2012
Purdue University West Lafayette
2005-2009
State Street (United States)
2005
Using data from the Survey of Consumer Finances, this study examines relationship between health status and financial strain controlling for dual endogeneity two factors. Simultaneous two-stage probit models are estimated self-reported three measures strain. The results all indicate that poor significantly increases probability There is little evidence contributes to health. findings suggest severe conditions may result in larger burdens while large unlikely accelerate a decline status. In...
We develop a multistage model of the loan granting process to understand contradictory findings existing literature on bank‐borrower relationships, credit availability, and rates. Upon estimating our with 1993, 1998, 2003 versions Survey Small Business Finances data set, we find that relationships matter in borrower's decision whether apply for approval/rejection by financial institution. However, effect rates depends prevailing economic climate. While firms preexisting obtain at lower...
Young adults experiencing homelessness often suffer from adverse mental health outcomes and suicide is a leading cause of death. The objective this study to examine service use psychosocial risk factors for suicide, in relation assessment, inform strategies engaging youth prevention services. A cross-sectional analysis enrolled supportive housing randomized clinical trial. We categorized into three groups (low-, moderate-, high-risk) based on suicidal ideation past-year attempt. patterns...
This article uses data from the Health and Retirement Study for 1998-2010 to investigate whether households respond financial stress caused by health problems increasing their unsecured debt. Results show both probability of having debt amount increase after an adverse event among with low assets, who are uninsured, or have less generous insurance. The effect on borrowing is medical expenditures disruptions income stream. Unsecured seems remain some households' balance sheets extended period.
Abstract This study investigates whether professional financial advice (“PFA”) can assist households in making better‐informed decisions and PFA may help achieve better self‐control implementing plans. In particular, we examine the effects of ability on saving behavior, as well interaction behavior. We extend dual‐self model impulse control derive three hypotheses: (a) people with higher levels save more than those lower self‐control; (b) has a positive effect behavior; (c) benefit from...
Using data from the Panel Study of Income Dynamics for years 1999-2013, we investigate impact physical and mental illnesses on household consumption financial status. In comparison to severe health problems, lead larger decreases in labor income. Increases public private transfers following onset a illness do not completely offset decline Consequently, find significant decrease expenditures after head experiences problem. On other hand, accumulated wealth relatively smaller income enable...
Abstract Young adults experiencing homelessness are at high risk of opioid and other substance use, poor mental health outcomes, exposure to trauma, risks. Providing access stable housing has the potential act as a powerful preventive intervention, but supportive programs have been studied most often among chronically homeless or with serious illness. The Housing First model, which does not precondition on sobriety, may reduce drug use in adults. In present study, we piloted an adapted model...
Using a novel method, and data from the National Longitudinal Survey of Youth 1979 (NLSY79), we estimate cumulative, long-term, causal effect Earned Income Tax Credit (EITC) eligibility on women's physical mental health at age 50. We find that an increase in lifetime eligible EITC benefits is associated with long-term improvements health, such as reduced occurrence activity-limiting problems reported diagnoses mild severe diseases. explore intermediate behaviors outcomes, increases number...
Abstract Background Homeless youth experience high rates of substance use disorders, exposures to violence, mental and physical health conditions, mortality. They have been particularly affected by the opioid crisis. However, no study date has used a randomized controlled design test preventive interventions other drug among this vulnerable population. Resolution homelessness through housing supportive services including prevention services, often referred as “Housing First,” great potential...
Using data from the Survey of Consumer Finances, this study examines relationship between health status and financial strain controlling for dual endogeneity two factors. Simultaneous two‐stage probit models are estimated self‐reported three measures strain. The results all indicate that poor significantly increases probability There is little evidence contributes to health. findings suggest severe conditions may result in larger burdens while large unlikely accelerate a decline status. In...
The Affordable Care Act ( ACA ) expands Medicaid coverage and creates subsidized state health insurance exchanges. implementation of the will impact states consequently residents differently. We discuss factors contributing to variation in uninsured rates population, we predict that these underlying economic, demographic policies continue affect coverage. Using data from March 2010 Current Population Survey CPS ), examine care at level prior forecast percentage eligible for expanded Our...