Julia Marie Oberschulte
- Psychological Well-being and Life Satisfaction
- Decision-Making and Behavioral Economics
- Intergenerational and Educational Inequality Studies
- Income, Poverty, and Inequality
- Monetary Policy and Economic Impact
- Action Observation and Synchronization
- Child and Animal Learning Development
- EEG and Brain-Computer Interfaces
- Housing Market and Economics
- Financial Markets and Investment Strategies
- Economic theories and models
- Economic and Environmental Valuation
- Neural and Behavioral Psychology Studies
- Neural dynamics and brain function
- Behavioral and Psychological Studies
Ludwig-Maximilians-Universität München
2021-2023
Abstract Debilitating anxiety is pervasive in the modern world. Choices to approach or avoid are common everyday life and excessive avoidance a cardinal feature of all disorders. Here, we used intracranial EEG define distributed prefrontal-limbic circuit dynamics supporting avoidance. Presurgical epilepsy patients (n=20) performed an approach-avoidance conflict decision-making task inspired by arcade game Pac-Man, where participants trade-off real-time harvesting rewards with potential...
Abstract While economic inequality continues to rise within countries, efforts address it have been largely ineffective, particularly those involving behavioral approaches. It is often implied but not tested that choice patterns among low-income individuals may be a factor impeding interventions aimed at improving upward mobility. To test this, we assessed rates of ten cognitive biases across nearly 5000 participants from 27 countries. Our analyses were primarily focused on 1458 either...
Abstract Flexible changes in behavior can involve the processing of external information (i.e., shifts attention between different stimuli) or internal task rules stored memory). However, it is unclear if types flexible change rely on separate, domain-specific neural processes a domain-general system, which enables actions independent type needed. In current study, participants performed switching procedure while we measured oscillations via EEG. Importantly, independently manipulated need...
Economic inequality is associated with extreme rates of temporal discounting, which a behavioral pattern where individuals choose smaller, immediate financial gains over larger, delayed gains. Such patterns may feed into rising global inequality, yet it unclear if they are function choice preferences or norms, rather absence sufficient resources to meet needs. It also not clear these reflect true differences in between income groups. We test discounting and five intertemporal anomalies using...
This project will use secondary data analysis to explore financial behaviors and economic inequality globally. We investigate the patterns predictors of positive deviance across within 60 countries. Using this framework, we aim better understand what incremental or individual factors might form basis more effective interventions reduce inequality.
While economic inequality continues to rise within countries, efforts address it have been largely ineffective, particularly those involving behavioral approaches. It is often implied but not tested that patterns among low-income individuals may be a factor impeding interventions aimed at improving upward mobility. To test this, we assessed rates of ten cognitive biases across nearly 5,000 participants from 27 comparing between adults and had overcome financial disadvantages as children,...