- Microfinance and Financial Inclusion
- Entrepreneurship Studies and Influences
- Islamic Finance and Banking Studies
- Urban and Rural Development Challenges
- Family Business Performance and Succession
- Digital Marketing and Social Media
- Agriculture, Land Use, Rural Development
- Agricultural risk and resilience
- Environmental Sustainability in Business
- FinTech, Crowdfunding, Digital Finance
- Land Rights and Reforms
- Migration, Ethnicity, and Economy
- Global Trade and Competitiveness
- Innovation and Socioeconomic Development
- Corporate Finance and Governance
Birmingham City University
2012-2024
Abstract Purpose – This paper aims to examine barriers finance experienced by female owner/managers of marginal farms in the Punjab region India. Design/methodology/approach The article is based on preliminary results a survey conducted with 48 farmers and 15 bank managers Punjab, Findings Emergent show that relationship owner/mangers their banks was affected gender prejudices inherent male dominated banking sector Loan rejection rates for were significantly greater than those counterparts....
Purpose The study evaluates small marginal farmers’ (SMFs) potential behavior, attitude and trust in the adoption of innovative emerging technologies. Design/methodology/approach employed an agile multi-factor approach to conceptualize a digital marketplace connect supply chain ecosystem for stakeholders. Findings empirical findings suggest that most SMFs are willing embrace Nonetheless, they lack necessary technological oriented education, training funds innovate. However, their reluctance...
Purpose The purpose of this paper is to investigate the entrepreneurship education and training (EET) needs small family businesses operating in agricultural sector Indian economy. Design/methodology/approach Quantitative qualitative data were collected through a survey 122 firms state Punjab. Responses analysed using descriptive statistical methods establish causal relationships between key variables EET these firms. Findings Results show that owner/managers have low levels hence higher...
Purpose This paper investigates the mediating role of access to finance and entrepreneurial education for small marginal farmers (SMFs) in Indian northern state Punjab. Furthermore, it examines inter-mediatory entrepreneurs promotion innovation, development consequently poverty alleviation. Design/methodology/approach To gain a deeper insight, we used purposive sampling technique, involving in-depth, face-to-face interviews based on semi-structured questionnaire amongst 185 from Punjab...
Understanding factors affecting innovative financial decision-making involves the usage of more than one theory-driven model including those related to psychological behaviour (e.g. theory planned behaviour). This study validates a conceptual framework extending traditional financing (TFM) and behavioural decision (BFD) explain utilising both qualitative quantitative approaches. Based on sample 140 small tourism businesses, employing structured equation modelling, findings reinforce...
Purpose This paper aims to evaluate whether small marginal farmers in India have financial constraints and examine how bank managers make lending decisions. Design/methodology/approach A survey approach was employed, using semi-structured questionnaires with a sample of 42 banks 185 from the state Punjab India. The interviews were carried out on one-to-one basis focus groups, their responses analysed supply (banks) demand (farmers) side regarding access finance. Findings results indicate...
Small tourist firms occupy an important place within the Indian tourism industry and make a significant contribution towards gross domestic production. This study investigates access to finance preferences of SME in Punjab area, India. The employed post-positivist research approach depending on semi-structured questionnaires interviews. findings confirmed that relied pecking order trajectory, drawing capital from own savings, family informal lenders, which is consistent with literature....
: The paper explores the role of entrepreneurship education and training amongst women entrepreneurs to promote agritourism sector Indian economy. This study employ qualitative quantitative approaches gather data questionnaires survey in-depth face interviews, based on a semi-structured questionnaire. research involved matched sample 10 registered farmers (from Punjab Heritage Tourism Promotion Board) 200 unregistered male female selected randomly from State Punjab. Quantitative analysis...