A5100455703- FinTech, Crowdfunding, Digital Finance
- Microfinance and Financial Inclusion
- Islamic Finance and Banking Studies
- Banking stability, regulation, efficiency
- Culture, Economy, and Development Studies
- Marine Bivalve and Aquaculture Studies
- Coal Combustion and Slurry Processing
- Corporate Finance and Governance
- Innovative Human-Technology Interaction
- Infant Health and Development
- Water Quality Monitoring and Analysis
- Augmented Reality Applications
- Metal Forming Simulation Techniques
- Oil and Gas Production Techniques
- Optical measurement and interference techniques
- Human-Animal Interaction Studies
- Thermochemical Biomass Conversion Processes
- Hydraulic and Pneumatic Systems
- Environmental Impact and Sustainability
- Municipal Solid Waste Management
- Science and Education Research
- Subcritical and Supercritical Water Processes
- Green IT and Sustainability
- Coastal wetland ecosystem dynamics
- Public Health in Brazil
University of Minho
2013-2023
National University of Singapore
2023
International Monetary Fund
2023
University of Algarve
2020
University of Rwanda
2018
Instituto de Saúde
2017
People's Action
2017
Sociedade Brasileira de Urologia
2017
Federal Reserve Board of Governors
2017
Universidade Nova de Lisboa
2011
Climate change and environmental sustainability are among the most prominent issues of today. It is increasingly fundamental urgent to develop a sustainable economy, capable linear paradigm, actively promoting efficient use resources, highlighting product, component material reuse. Among many approaches circular economy zero-waste concepts, biochar great example might be way push neutralize carbon balance. Biochar solid produced during thermochemical decomposition biomass in an...
Nowadays, energy consumption (and wastage) is particularly a major issue in our society. It has been challenge to find ways of educating people follow better attitudes towards savings. This paper proposes pervasive-based serious game approach help understand household usage and persuade them change negative habits. The mechanics the are based on real-time domestic information, presenting collaborative-competitive approach.
We examine the impact of a large-scale microcredit expansion program on financial access and transition previously unbanked borrowers to commercial banks.Using administrative micro-data covering universe loans individuals from developing country, we show that significantly increased credit, particularly in less developed areas.This effect is driven by newly set-up credit cooperatives (U-SACCOs), which grant individuals.A sizable share first-time who need second loan switch banks, cream-skim...
We study credit card rewards as an ideal laboratory to quantify redistribution between consumers in retail financial markets.Comparing cards with and without rewards, we find that, regardless of income, sophisticated individuals profit from reward at the expense naive consumers.To probe underlying mechanisms, exploit bank-initiated account limit increases level show that induce more spending, leaving higher unpaid balances.Naive also follow a sub-optimal balance-matching heuristic when...
Surface water discharge of domestic sewage poses a treat mostly due to antibiotics content as amoxicillin. Its environmental presence provides the bacterial resistance enhancement and disturbance in aquatic life. The biocarbon is an organic carbon compound obtained by biomass pyrolisis at 300oC 750oC under low oxygen environment. It effective adsorbent derived from agricultural industrial solid also frequently used remove various pollutants, including dyes, pesticides, compounds heavy metals...
Abstract Collecting high quality fluid samples with a pumpout wireline formation tester (PWFT) configured conventional probe in carbonate reservoirs is often challenging operation. Straddle packers are far more suitable than probes for sampling low permeability, heterogeneous reservoirs. A large volume of whole mud trapped between the when they initially inflated. The must be partially voided before begins entering packed-off interval. Before pumping begins, near borehole region occupied...
The men's health promotion as well education for the general population are still poorly addressed by universities on undergraduate courses of Medicine.In order to close de gap between medical students and an extremely important area formation professionals, it was conceived a project Liga Acadêmica Urologia do Pará (Academic League Urology Pará, Brazilian acronym LAUPA) in fulfill this gap.Through project, league members conducted several activities such as: training lectures; clinical care...