A5059547929- Financial Literacy, Pension, Retirement Analysis
- Housing, Finance, and Neoliberalism
- Housing Market and Economics
- Gender, Labor, and Family Dynamics
- Microfinance and Financial Inclusion
- Global Health Care Issues
- Homelessness and Social Issues
- School Choice and Performance
- Banking stability, regulation, efficiency
- Employment and Welfare Studies
- Urban, Neighborhood, and Segregation Studies
- FinTech, Crowdfunding, Digital Finance
- Higher Education Research Studies
- Climate Change, Adaptation, Migration
- Healthcare Policy and Management
- Income, Poverty, and Inequality
- ICT Impact and Policies
- Service-Learning and Community Engagement
- Early Childhood Education and Development
- Innovative Teaching Methods
- Social Policy and Reform Studies
- Insurance, Mortality, Demography, Risk Management
- Labor Movements and Unions
- Health disparities and outcomes
- Migration, Ethnicity, and Economy
University of Michigan
2019-2024
University of Wisconsin–Madison
2023
Washington State University
2023
University of Kansas
2012-2018
FINRA Investor Education Foundation
2016
Knoxville College
2016
University of Tennessee at Knoxville
2016
Federal Reserve Bank of St. Louis
2014
University of Pittsburgh
2010-2011
This paper examines the progression of savings between adolescence and young adulthood. Using data from Panel Study Income Dynamics, we ask whether likelihood having a account in adulthood amount can be significantly predicted by two factors: during parents who own assets. Descriptive statistics reveal that adolescents with accounts are more often White, employed, live households which head is married, has education, owns Propensity score analyses confirm adults likely to have when they as...
Financial technologies (fintech) are proposed to expand access financial services in rural communities as bank branches decline; however, poor and of color have limited high-speed internet connections required for fintech. Leveraging the universe U.S. zip codes, this paper investigates associations between communities' poverty rates, racial makeup, rates Poor experience digital redlining by having lowest fintech rates. Rural increasing white population is associated with higher an advantage...
Understanding children's development is critical in the midst of efforts that teach children about money and open savings accounts for them early life. These are delivered at a time extensive developmental change, yet with limited attention to this context. Through review research, study unveils ages which may be able save use accounts—specific aspects economic knowledge behavior—based on cognitive, social, linguistic development. Children developmentally capable saving by age five or six....
Abstract The rise of digital technologies enables new manifestations racialization in financial services with marketplace implications. Akin to redlining the lending market, spatial availability technologies—including or “fintech”—may raise costs banking black and brown communities. This paper investigates associations between communities' racial makeup rates fintech by leveraging 2015 Esri Business Analyst Market Potential data from universe high‐poverty zip codes. Poor communities...
Journal Article Coming of Age on a Shoestring Budget: Financial Capability and Behaviors Lower-Income Millennials Get access Stacia West, West PhD, MSSW, is assistant professor, College Social Work, University Tennessee–Knoxville, 193 Polk Avenue, Nashville, TN 37210; e-mail: west.stacia@gmail.com. Terri Friedline, MSW, LCSW, School Welfare, Kansas, Lawrence. This research was supported by grant from the FINRA Investor Education Foundation. All results, interpretations, conclusions expressed...
oung adulthood is a period often characterized by financial fragility.Young adults earn the lowest incomes of their careers while making decisions about obtaining postsecondary education, living independently, finding and changing employment, repaying educational debt (Bell et al., 2007, andMishel 2012).They may also have limited assets on which to draw during times need, given that half young through age 40 lack sufficient accumulated sustain themselves above poverty line for three months...
Abstract Financial technologies or ‘fintech’—an array of digital ranging from mobile banking and payment systems to cryptocurrencies blockchain technologies—are heralded for solving problems access financial products services improving people’s participation in the economy. However, we contend that fintech is an invasive infrastructure by learning Indigenous theorizing oil gas pipelines alongside concepts predatory inclusion obfuscation. We use critical discourse analysis study finance,...
This article presents results from an evaluation of online statistics lab as part a foundations research methods course for master's-level social work students. The discusses factors that contribute to environment in fosters attitudes reluctance toward learning and teaching courses. Students' evaluations (N = 25) suggest implementing labs may help students form more positive improve their ability read scholarly articles. Description the is provided, challenges implementation are discussed.