Rupa Khanna Malhotra

ORCID: 0000-0002-5128-6075
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Research Areas
  • FinTech, Crowdfunding, Digital Finance
  • Consumer Retail Behavior Studies
  • Job Satisfaction and Organizational Behavior
  • Technology Adoption and User Behaviour
  • Emotional Intelligence and Performance
  • Digital Marketing and Social Media
  • COVID-19 Pandemic Impacts
  • Innovation and Socioeconomic Development
  • Employment and Welfare Studies
  • Organizational and Employee Performance
  • Blockchain Technology Applications and Security
  • Regional Development and Management Studies
  • Transportation Planning and Optimization
  • Insurance and Financial Risk Management
  • Indian Economic and Social Development
  • Taxation and Compliance Studies
  • Corporate Social Responsibility Reporting
  • AI in Service Interactions
  • Economic Growth and Development
  • Digital Transformation in Industry
  • IoT and Edge/Fog Computing
  • Business Strategy and Innovation
  • Digital Platforms and Economics
  • Microfinance and Financial Inclusion
  • Business Strategies and Innovation

Graphic Era University
2009-2024

Institute of Management Technology
2023

Chitkara University
2022

Dehradun Institute of Technology University
2020

Yes Technologies (United States)
2020

IMS Unison University
2018

Education plays a pivotal role in fostering the socio-economic development of any nation. Because persistent urban-rural education gap India, country faces challenges achieving Sustainable Development Goal 4 (SDG 4) – Quality Education. The current study is conducted to investigate Corporate Social Responsibility (CSR) initiatives addressing this gap, for which comprehensive identify CSR undertaken by top companies bridging prevailing India. Further also aims various encountered while...

10.1051/e3sconf/202455601032 article EN cc-by E3S Web of Conferences 2024-01-01

Purpose The main purpose of this paper is to explain the preferences consumers for using online payment services. This applies a unified theory model named stimulus-organism-response (S-O-R) exploration. Design/methodology/approach quantitative research based on structural equation modelling method. was applied, whereby author conducted an survey through structured questionnaire with users mobile These are payments shopping purposes. all over India. sample size 355. Findings study found that...

10.1108/ijrdm-03-2023-0137 article EN International Journal of Retail & Distribution Management 2023-06-05

In the current era, entire global economies are transitioning to sustainable development because of warming and climate change. Due turbulence in environmental issues such as weather shocks, change basic infrastructure industrial planning, many countries changing their approach taking green steps. This paper assesses finance India ways which can mitigate risk toward zero carbon policy supporting SDGs 2030. It talks about physical transitional risks like surface temperature, heat wave...

10.1142/s0219477524400042 article EN Fluctuation and Noise Letters 2023-10-29

Many characteristics of robotic process automation (RPA) could lead to both new and comparable adoption effects. The implementation RPA in the accounting function is examined from beginning end this study, which contributes knowledge on emerging technologies. Every area business based technology. current system relies precise quick processes that can be implemented with aid automation. Robotic systems achieve accuracy financial accounting, played a significant role. This study investigates...

10.1109/icaiss58487.2023.10250496 article EN 2023-08-23

Sustainable banking practices have increased prominently in the recent times as financial institutions realises importance of integrating ESGs into their businesses. This paper aims to examine various sustainable that includes lending, green finance, responsible and also examines contribution towards development stability. The insights effectiveness promoting environmental sustainability, social inclusion long term resilience.

10.1051/e3sconf/202455601031 article EN cc-by E3S Web of Conferences 2024-01-01

Artificial intelligence (AI) has become a popular buzzword in discourse. Programs, algorithms, systems, or robots that exhibit AI are referred as intelligence. In broader sense, it refers to group of instruments can increase product's service's remedy. is having significant impact on the retail industry. The purpose this essay provide conceptual framework for understanding artificial Describes use several aspects commerce and discusses potential applications retail, concluding with broad...

10.1109/aisc56616.2023.10085624 article EN 2023-01-27

The banking sector in India is one of the paramount drivers for magnification event economy. word digitalization almost used every economy and no exception to it. twenty-first centur which we are living highly regulated by process. govt. Indian also announced Digital Programme with vision that financial move increase their knowledge technological innovation. process important smooth functioning transactions enhanced customer satisfaction. helped inclusion. Keeping a similar objective Prime...

10.1063/5.0104572 article EN AIP conference proceedings 2022-01-01

To improvise credit rating process, banks have developed models to check ratings. Automation is an important chain screen this process. Credit risk divided into two categories: "good risk" groups with a high possibility of repaying debts, and "bad probability not doing so. scoring need be created using data mining approaches. With help approach, financial institutes can track records any person easily. This model may identify the key demographic characteristics associated by past payment...

10.1109/icidca56705.2023.10100032 article EN 2023-03-14

As technology plays a major role in financial and banking sector, trust secrecy are considered as crucial challenges the sector. Despite hype, infrastructure payment system also leads to some challenges, including removal of interbank by application-based methods like Google Pay. The question whether central bank should issue digital currency that general public can utilize is investigated this research study. After analyzing probable justifications for introduce currency, it describes...

10.1109/icaiss58487.2023.10250480 article EN 2023-08-23

The investigation explores that internet of things has now become a vital part our generation and it rapid growth in the field many people see this as next big thing but they are very much unaware its norms benefits been estimated by end 2022 to there may be about 50to 60 billion internets going installed rapidly growing world numerous today's fast-growing running backward points too which make should handled with care right hands basically what or we call lOT so these touchable objects...

10.1109/icacite53722.2022.9823612 article EN 2022 2nd International Conference on Advance Computing and Innovative Technologies in Engineering (ICACITE) 2022-04-28

Organizational Commitment of the employees is regarded as most critical matter in higher educational institutes for accomplishing purpose and objectives. It helps ascertaining vision organization. The subject-matter considered to unsheathe efficiency effectiveness Uttarakhand. main objective study assess level organizational commitment amongst faculty. was measured on a scale developed by Meyer Allen. sample size 333 faculty members from different Uttrakhand. data analyzed using Excel SPSS....

10.1109/icmacc54824.2022.10093347 article EN 2022-12-28

Tele medicine or health services are available in the world before 1970. Recent surge has been observed tele during Covid 19. It is that usage increased from 11% to 70% and satisfaction level among patients around 78% US China. As per Press information bureau report, India 35000 use E Sanjeevni portal for services. The purpose of study assess knowledge perception attitude towards by students because they young generation their adoption rate technology skill set very high. A questionnaire was...

10.22270/jmpas.vic2i1.2020 article EN Journal of medical pharmaceutical and allied sciences 2021-11-15

Twenty first century is characterized by the expansion of wisdom and knowledge. The Responsibility growth success any educational institutes lies on shoulders committed, proficient enthusiastic faculty working in education institutes. Organizational commitment involves loyalty individuals towards their organization, employee's inclination to make an attempt behalf organization. purpose study understand impact Commitment components teachers higher education. To analyze demographic factors...

10.1109/icmacc54824.2022.10093606 article EN 2022-12-28

The study aimed to find out the correlation between yoga in emotional maturity and quality of life know whether affects life. This manuscript also correlates with experience among female & male college students. There were 160 PG graduation level students practising yoga. Their months frequency practice minutes per day noted—emotional Quality was determined using scale, divided into social, psychological, economic maturity, five domains, i.e., stability, progression, social adjustment,...

10.55522/jmpas.v11i2.2033 article EN Journal of medical pharmaceutical and allied sciences 2022-03-30

Background and Purpose finding out why people choose to engage in mindfulness-based practises can help the development of effective health promotion outreach efforts. The impact attitudes perceived stress on intention practise mindfulness meditation among undergraduate college students Uttarakhand was studied this study. Experimental Approach research is descriptive nature based upon primary data. A total 15 aspects have been assess mental & emotional state, physical psychological...

10.55522/jmpas.v11i2.2309 article EN Journal of medical pharmaceutical and allied sciences 2022-03-30

The cost of airline tickets fluctuates depending on a number variables, together with the scheduling, destination, and length flight. By using machine learning algorithms to gathered ancient flight data, suggested scheme will generate prediction model. It might be difficult for consumers decide when is best time buy plane tickets, mostly because they lack knowledge necessary make predictions regarding price changes. In this project, our main goals were identify underlying trends in travel...

10.1109/icacite57410.2023.10182539 article EN 2023-05-12

The Goods and Services Tax has significantly changed the economic structure of India replaced previous indirect taxation system. With intention reducing tax evasion, this new law simplifies implementation procedure makes credit technology more readily available. Prior to time, there were several taxes, which encouraged increased compliance with government regulations, burdened consumers. New statistical analytical tools that offer speed simplicity are now available professionals. AI can help...

10.1109/icpcsn58827.2023.00086 article EN 2023-06-01

Internet shopping or web based business is a reality that seen to be in high presence recently. Thus, Owing this tremendous growth, the given study focuses on dissecting factors affecting customer's buying decision Selected Districts of Garhwal division Uttrakhand. The Sub Objectives are analyze socio-demographic status online consumers, identify types product categories commonly purchased by people, determine whether perceived security and privacy transaction have an impact respondents’...

10.2139/ssrn.3383352 article EN SSRN Electronic Journal 2019-01-01
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