Purpose The main purpose of this paper is to explain the preferences consumers for using online payment services. This applies a unified theory model named stimulus-organism-response (S-O-R) exploration. Design/methodology/approach quantitative research based on structural equation modelling method. was applied, whereby author conducted an survey through structured questionnaire with users mobile These are payments shopping purposes. all over India. sample size 355. Findings study found that...

In contrast to human intelligence, which comes from innate knowledge, artificial intelligence (AI) and big data refers the mental capacity demonstrated by robots. AI has been revolutionized banking financial sector affected on labor as well other stakeholders. The concept of "industry 4.0" dramatically altered how organizations operate today. five maturity levels model are initial, managed, defined, established, digitally oriented. Requirement secure, improve quality, meet interests both...

In the current era, entire global economies are transitioning to sustainable development because of warming and climate change. Due turbulence in environmental issues such as weather shocks, change basic infrastructure industrial planning, many countries changing their approach taking green steps. This paper assesses finance India ways which can mitigate risk toward zero carbon policy supporting SDGs 2030. It talks about physical transitional risks like surface temperature, heat wave...

IoT makes a system of intelligent machines, objects, people, and/or other things internet connected, opening them up to major dangers and attacks. Research analysis evolution, concentrating on security concerns suggested solutions. Despite raising severe about data privacy, the integration Industry 4.0 has created new opportunities for creation, processing, exchange enormous volumes data. Industrial devices are susceptible cyberattacks due their connectivity extensive exchange, which can...

Tax professionals now have access to new statistical and analytic tools that offer efficiency simplicity. With the development of AI technology, a forecasting model for tax audits has been created. can aid in detection fraud, which will governmental supervision control. Expert systems found users significant amount control over how they search solutions, freedom choose whether follow system recommendations, decrease need supervision. seem allow more independent work be done, quick decisions...

Due to the availability of IT infrastructure and a shift in government advisors' perspectives, cloud-based e-governance is currently becoming reality. To effectively monitor manage governmental policies, this article offers practical strategy that combines capabilities cloud computing social media analytics. The foundation every economic system taxation. Tax evasion, tax calculation, compliance process, return filling are some major regulatory challenges. This problem technology can handle...

Technology is an important corner of educational system specially after pandemic. streamlines all facilities in the world. It not only effective for study and analysis but also useful tool prediction results. This looks at traits elements smart universities since they play a significant role operation system. advised that take steps to become institutions enhance quality instruction make efficient use resources. The most crucial concept framework should be put forth identify students'...

Achieving operational excellence has become essential for firms looking to be competitive and sustainable in the quickly changing landscape of modern industries. Because rise Industry 4.0, which encompasses cutting-edge technologies data-driven methods, traditional business models ways doing things have changed big ways. This study looks at how 4.0 collaborate mutual benefit. The paper attempts highlight transformative potential that these hold streamlining operations, increasing...

<ns3:p>Background This study intends to investigate the relationship between artificial intelligence and teachers’ collaboration in educational research response growing use of technologies current status field. Methods A total 62 publications were looked at through a systematic review that included data mining, analytics, bibliometric methods. Result The shows steady increase field teacher research, especially last few years with involvement USA, China, India. Education information...

Small and marginal farmers in semi-arid regions often practice crop-dominated farming systems, which tend to have low productivity negative environmental impacts. Transforming these farms into Integrated Farming Systems (IFS) could address multiple challenges. The current study was carried out during 2020–21 2021–22 at All India Coordinated Research Project on IFS, Rajasthan Agricultural Institute, Durgapura, Rajasthan, estimate the greenhouse gas (GHG) emission, energy carbon budgeting of...

Introduction This study explores two decades’ worth of developments and trends in e-business as also sustainable finance. Despite a vast amount research on e-business, its overlap with finance is not vast, which makes the digital business models’ relevance drivers sustainability necessary. Methods Bibliometric analysis adopted order to global publication trends, citation networks, well key contributors The employs data collection gathered from Scopus that investigates over 459 studies...

Smart Plant Communicator is an innovative educational project for primary and nursery school children that brings plants to life through interactive technology. Using sensors soil moisture, temperature, humidity, light the system monitors plant conditions translates data into spoken responses. Children can converse with their plants, learning about care needs in a fun, engaging way. The transforms exciting adventure, fostering environmental awareness responsibility. Integrating smart home...

Today, governments levy various forms of taxes on economic activities, including revenue from wages or consumption goods and services, as well properties, in order to obtain the funds necessary pay their public expenditures provide services. As a result, have increasingly become major source funding key fiscal weapon used by promote restrain growth development specific sectors many nations today. Block chain is made up dispersed database informational blocks that are encrypted using...

To improvise credit rating process, banks have developed models to check ratings. Automation is an important chain screen this process. Credit risk divided into two categories: "good risk" groups with a high possibility of repaying debts, and "bad probability not doing so. scoring need be created using data mining approaches. With help approach, financial institutes can track records any person easily. This model may identify the key demographic characteristics associated by past payment...

Deep learning, machine and artificial intelligence are now widely used ideas. This. Legal ethical considerations should also be considered while developing deploying technologies. New statistical analytical tools that offer speed simplicity available to tax professionals. AI can help with fraud identification, which will governmental oversight control. This article focuses on a few GST features enabled by offers recommendations for enhancing the current tools. The implementation of good...

The present study was undertaken at Experimental Orchard of the Division Fruit Science, Faculty Agriculture, Udheywalla, Sher-e-Kashmir University Agricultural Sciences and Technology Jammu, J &amp; K, India. in seven guava (Psidium guajava L.) cultivars three different developmental stages, viz. green mature stage (GMS), half ripe (HRS) full (FRS). results revealed that with advancement fruit maturity total soluble solids (TSS), sugar (total sugars, reducing non-reducing sugar), ascorbic...